HWN

If you refinance with an FHA loan, you’ll need 15% equity in your home. VA loans, on the other hand, are unique in that you can refinance 100% of the home’s value. In other words, you don’t have to leave any equity in the home if you meet your lender’s credit score requirements. When you do a cash-out refinance, the cash you get is tax-free.

• For more information about a landlord’s duty to make alterations for disabled people, see Discrimination in housing.
• In other words, if you’re going to the trouble to put in something new, make sure it offers a true update.
• Any openings in the slab or foundation are sealed to keep out radon.
• But the living room has several models of classic cars around it, as well as an antique car poster above the mantle.

However, it’s a good idea to weigh closing costs against interest rate savings and the potential increase in value to determine if a cash-out refinance makes sense for you. If you plan to move soon or take out only a small amount of money, a cash-out refinance may not be the best option. A cash-out refinance is like any other refinance, which …

Attach to your closet door with construction adhesive for a permanent look or use removable picture-hanging strips if you’re renting. Glue thin trim pieces to the mirrors for a high-end look. Hung over a patio, porch or backyard, globe cafe lights instantly turn any outdoor space into a gathering spot, increasing your usable square footage. This extra “room” comes in handy when entertaining or in the summer months when warm evenings are best spent outdoors, drink in hand. If you’re not sure where to start when it comes to outdoor projects, begin with some easy plants.

• Add drama to a staircase with distinctive railings or embellishments.
• Instead, pack a powerful punch with one piece of large-scale art on a wall in your living room.
• This hit HGTV home makeover show made stars out of Chip and Joanna Gaines—and made shiplap lovers out of us all.
• A cash-out refinance is like any other refinance, which means there are closing costs involved.
• Restock your linen closet.If you wouldn’t show your current bath towels and bed linens to your visiting mother-in-law, ditch ’em and start anew.

Most importantly you need an air compressor and hose as well as a flooring nailer/stapler. Just wondering …

Add good acoustic insulation when you renovate, and it’s easier to have peace and quiet in one part of the house when there’s noise in another. Contractors who work on the exterior of your home know not to leave ladder scratches and dents behind. They purchase special ladder bumpers and stabilizers to protect your property. They aren’t expensive, but if you don’t have them, you can save a trip to the store in a pinch by wrapping an old towel or t-shirt around the ladder ends and securing them with painter’s tape.

• Calling a contractor to repair or improve every single thing gets expensive fast.
• I had a family friend who is a contractor help me in renovating my basement.
• You can subtract your current loan balance from the appraised property value to determine how much equity you have in your home.
• Wood floors, or even faux-wood floors, are preferable to carpeting even though those options can be more costly, Matke says.
• When it comes to projects that will give you a great return when you sell your home, look no further than a minor bathroom remodel.

In addition to the amount of cash you can gain, getting a cash-out …

And it’s possible to patch a small tear, but you can also replace an entire screen. This is a great beginner DIY home improvement that will help keep insects out of your home and make your windows or screen doors more attractive. Twenty-three percent of homeowners want to spend the colder months taking care of home renovations. The survey found that homeowners would rather complete home renovations during the fall/winter so they can travel in the spring/summer.

• You may have to add new wood stops to provide a better surface for the weatherstrip and enough room for hook-and-eye fasteners.
• Season 44 starts with restoring the first black postmaster’s house in Atlanta, then the crew heads to Newburyport, MA, to remodel a classic New England-style home.
• The builder extended the floor joists over the grade beam to create the deck.
• First of all my best wishes go out to the folks who stop and read my stuff.

Perfect for a kitchen or den entrance, a sliding door provides privacy when needed or acts as eclectic decor when not in use. They are relatively easy to install; all it takes is assembling and mounting the hardware and door to a doorway. With …

Products that earn the Energy Star label are independently certified to save energy, save money, and protect the climate. Homeowners can safely and properly dispose of broken or outdated appliances by selling, donating, or recycling them. You don’t have to go big when it comes to kitchen projects. Install new kitchen cabinets or give current cabinets a refresh. Upgrade old kitchen countertops and add a kitchen backsplash for a new look. Indeed HHI were the company that pioneered roofline in Northern Ireland and extended ‘maintenance free’ to a whole new market.

• Assume you can only refinance 80% of the value of the home.
• There’s usually no need for planning permission with a loft conversion, as this kind of project requires internal work and doesn’t normally affect the exterior of the house or its footprint.
• However, your landlord must not refuse permission without a very good reason.
• A well-made light fixture looks better, lasts longer, and gives clearer light, so inspect your fixture’s construction the way you would a piece of furniture.

The buyer can easily imagine for themselves what they’d like in the space, and you don’t have to spend a dime. You can also install fixtures yourself, but where …

Before taking out a home equity loan, be careful and consider the pros and cons. You should explore alternatives with a credit counselor that do not put your home at risk of a forced sale. If you are unable to make payments on time, you could end up losing your home. A home equity loan is a form of credit where your home is used as collateral to borrow money. You can use it to pay for major expenses, including education, medical bills, and home repairs.

• If it’s time to replace your dated mantel, choose one with enough depth to let you display pictures or other decorations.
• Hi all, we have a 1960s cottage that we are finally updating.
• Don’t stop at motion sensor lights; install a full home security system to match.
• Just make sure the style and shape of your extension fits in with the rest of your house.
• Switch up your switches.Screw on stylish new switch plates and you’ll lighten your mood every time you enter the room.
• To keep your family comfortable and energy costs low, set your fan to spin counterclockwise in the summer and clockwise in the winter.

Stripping and staining cabinets will give …

Our skilled professionals provide dependable, hassle-free solutions for your home. Replacing carpet or repairing flooring is an improvement that 26% of homeowners make, according to Zillow. If you’ve got lots of rooms with many types of flooring, you might want to bite the bullet and invest in new flooring for all, to create a seamless feel throughout the house. Wood floors, or even faux-wood floors, are preferable to carpeting even though those options can be more costly, Matke says. If, however, you can’t afford to upgrade to wood, new carpeting is still a major selling point. And just like with painting walls, a good neutral color is best.

As long as you don’t live in a listed building, you should be fine to move the bathroom upstairs without planning permission. If you’re in an older property and have enough space, doing this will also allow you to expand your kitchen. Both could improve your home’s value and saleability significantly, even if it means sacrificing a small bedroom entirely. Speak to a local estate agent for an idea of what your home will be worth after any work is done.

• Given the amount of sports memorabilia and model cars around the

If your laminate kitchen countertops are worn but still sound, give them a fresh, new look by resurfacing them. A variety of colors are available, and the process is no harder than painting. One of the easiest projects you can do is give your front door a fresh coat of paint. Replace vinyl siding that is cracked or broken, paint exterior trim and window shutters and fix any sidewalks that are chipped or pitted. When it comes to projects that will give you a great return when you sell your home, look no further than a minor bathroom remodel.

• To insulate a wall cavity you have pretty much two different ways to do it.
• Before hiring a contractor, get tips from the Federal Trade Commission on avoiding home improvement scams.
• The lower the interest rate you secure, the bigger your savings will be over time and on a month-to-month basis.

But the government programs help these lenders make loans that they might normally not fulfill. Grants are available depending on your income level and work to be done. Find information about energy efficient modification loans or incentives in your state. If you plan to repair or renovate your home, government …

Use a similar procedure if you have a hinged door that leads to the attic. Installing polyethylene to the warm side of a exterior wall is very important. This is generally referred to as installing vapour barrier because the main function is to stop the warm moist air in your home from entering the cold interior space inside of your wall cavity. To insulate a wall cavity you have pretty much two different ways to do it.

• We are also on facebook if you want to check out our fan page.
• Whether an art-arranging project went awry or you’re tired of looking at dings around the house, concealing wall blemishes is a weekend-worthy project.
• The survey found that homeowners would rather complete home renovations during the fall/winter so they can travel in the spring/summer.
• These openings really can make a big difference but adding an extra feature to them like an arched top makes them more appealing to the eye…
• The HGTV show’s popularity allowed Chip and Joanna to launch a home decor and media empire, including the upcoming Magnolia Network, which will be home to a reboot of the “Fixer Upper” series.
• Home improvement was popularized on television in

However, it’s a good idea to weigh closing costs against interest rate savings and the potential increase in value to determine if a cash-out refinance makes sense for you. If you plan to move soon or take out only a small amount of money, a cash-out refinance may not be the best option. A cash-out refinance is like any other refinance, which means there are closing costs involved. The closing costs will typically be subtracted from the cash you’re getting, so you won’t have to pay anything out of pocket.

• Do you love the look of old shiplap walls and ceilings, but live in a new home?
• Leave just an inch of space, or have the fabric pool onto the floor for a dramatic effect.
• She projects that home improvement spending will grow 17% this year nationally, partly driven by inflation.
• When she’s not combing her neighborhood for open houses, she’s writing about technology, real estate or data.

Neither of these loans will require you to change the terms or interest rate of your existing mortgage. However, you’ll pay a higher interest rate than you would with a cash-out refinance, and you’ll take on an additional monthly payment. A cash-out …