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If you refinance with an FHA loan, you’ll need 15% equity in your home. VA loans, on the other hand, are unique in that you can refinance 100% of the home’s value. In other words, you don’t have to leave any equity in the home if you meet your lender’s credit score requirements. When you do a cash-out refinance, the cash you get is tax-free.

• For more information about a landlord’s duty to make alterations for disabled people, see Discrimination in housing.
• In other words, if you’re going to the trouble to put in something new, make sure it offers a true update.
• Any openings in the slab or foundation are sealed to keep out radon.
• But the living room has several models of classic cars around it, as well as an antique car poster above the mantle.

However, it’s a good idea to weigh closing costs against interest rate savings and the potential increase in value to determine if a cash-out refinance makes sense for you. If you plan to move soon or take out only a small amount of money, a cash-out refinance may not be the best option. A cash-out refinance is like any other refinance, which …

Attach to your closet door with construction adhesive for a permanent look or use removable picture-hanging strips if you’re renting. Glue thin trim pieces to the mirrors for a high-end look. Hung over a patio, porch or backyard, globe cafe lights instantly turn any outdoor space into a gathering spot, increasing your usable square footage. This extra “room” comes in handy when entertaining or in the summer months when warm evenings are best spent outdoors, drink in hand. If you’re not sure where to start when it comes to outdoor projects, begin with some easy plants.

• Add drama to a staircase with distinctive railings or embellishments.
• Instead, pack a powerful punch with one piece of large-scale art on a wall in your living room.
• This hit HGTV home makeover show made stars out of Chip and Joanna Gaines—and made shiplap lovers out of us all.
• A cash-out refinance is like any other refinance, which means there are closing costs involved.
• Restock your linen closet.If you wouldn’t show your current bath towels and bed linens to your visiting mother-in-law, ditch ’em and start anew.

Most importantly you need an air compressor and hose as well as a flooring nailer/stapler. Just wondering …

Add good acoustic insulation when you renovate, and it’s easier to have peace and quiet in one part of the house when there’s noise in another. Contractors who work on the exterior of your home know not to leave ladder scratches and dents behind. They purchase special ladder bumpers and stabilizers to protect your property. They aren’t expensive, but if you don’t have them, you can save a trip to the store in a pinch by wrapping an old towel or t-shirt around the ladder ends and securing them with painter’s tape.

• Calling a contractor to repair or improve every single thing gets expensive fast.
• I had a family friend who is a contractor help me in renovating my basement.
• You can subtract your current loan balance from the appraised property value to determine how much equity you have in your home.
• Wood floors, or even faux-wood floors, are preferable to carpeting even though those options can be more costly, Matke says.
• When it comes to projects that will give you a great return when you sell your home, look no further than a minor bathroom remodel.

In addition to the amount of cash you can gain, getting a cash-out …

And it’s possible to patch a small tear, but you can also replace an entire screen. This is a great beginner DIY home improvement that will help keep insects out of your home and make your windows or screen doors more attractive. Twenty-three percent of homeowners want to spend the colder months taking care of home renovations. The survey found that homeowners would rather complete home renovations during the fall/winter so they can travel in the spring/summer.

• You may have to add new wood stops to provide a better surface for the weatherstrip and enough room for hook-and-eye fasteners.
• Season 44 starts with restoring the first black postmaster’s house in Atlanta, then the crew heads to Newburyport, MA, to remodel a classic New England-style home.
• The builder extended the floor joists over the grade beam to create the deck.
• First of all my best wishes go out to the folks who stop and read my stuff.

Perfect for a kitchen or den entrance, a sliding door provides privacy when needed or acts as eclectic decor when not in use. They are relatively easy to install; all it takes is assembling and mounting the hardware and door to a doorway. With …

Products that earn the Energy Star label are independently certified to save energy, save money, and protect the climate. Homeowners can safely and properly dispose of broken or outdated appliances by selling, donating, or recycling them. You don’t have to go big when it comes to kitchen projects. Install new kitchen cabinets or give current cabinets a refresh. Upgrade old kitchen countertops and add a kitchen backsplash for a new look. Indeed HHI were the company that pioneered roofline in Northern Ireland and extended ‘maintenance free’ to a whole new market.

• Assume you can only refinance 80% of the value of the home.
• There’s usually no need for planning permission with a loft conversion, as this kind of project requires internal work and doesn’t normally affect the exterior of the house or its footprint.
• However, your landlord must not refuse permission without a very good reason.
• A well-made light fixture looks better, lasts longer, and gives clearer light, so inspect your fixture’s construction the way you would a piece of furniture.

The buyer can easily imagine for themselves what they’d like in the space, and you don’t have to spend a dime. You can also install fixtures yourself, but where …